Disclaimer

These Terms of Use / Disclaimer (“Terms of Use”) apply to https://www.dlholdings.com as well as any other affiliated sites, digital services, or applications on which a link to these Terms of Use appears (collectively, the “DL HOLDINGS GROUP Website”) and apply to all visitors. These Terms of Use and any other terms that appear on the page from which you were directed to these Terms of Use govern your use of the DL HOLDINGS GROUP Website. By accessing the DL HOLDINGS GROUP Website, you agree to be legally bound by the Terms of Use then in effect. Please also refer to the relevant additional legal information applicable to your country.

These Terms of Use as well as the information and materials contained in the DL HOLDINGS GROUP Website are subject to change at any time and from time to time, without notice. Continued access to the DL HOLDINGS GROUP Website following any modification in these Terms of Use will constitute your acceptance of the Terms of Use as modified.

If you do not agree to be bound by these Terms of Use, do not use the DL HOLDINGS GROUP Website.

Access Subject to Local Restrictions
The DL HOLDINGS GROUP Website and all information and functionalities contained within them are not directed at or intended for use by any person resident or located in any jurisdiction where (1) the distribution of such information or functionality is contrary to the laws of such jurisdiction; or (2) such distribution is prohibited without obtaining the necessary licenses or authorizations by the relevant branch, subsidiary or affiliate office of DL Holdings Group and such licenses or authorizations have not been obtained.

Services and Products
Products and services displayed on the DL HOLDINGS GROUP Website may not be eligible for sale or available to residents of certain countries or certain categories of investors. Please consult the applicable terms and conditions such as sales restrictions or key specific notes for further information.

Any materials, information or reports published, distributed or otherwise made available on the DL HOLDINGS GROUP Website is published for information purposes and is subject to change at any time without notice. They have no regard to the specific investment objectives, financial situation or particular needs of any specific recipient and should not be construed as a solicitation, offer or recommendation, to buy or sell any securities, investment or other financial instruments, to effect any transactions or to conclude any legal act of any kind whatsoever. Unless specifically stated otherwise, all price information is indicative only. No representation or warranty, either express or implied, is provided in relation to the accuracy, completeness or reliability of the materials, nor are they a complete statement of the securities, markets or developments referred to herein. The materials should not be regarded by recipients as a substitute for the exercise of their own judgment. Any opinions are subject to change without notice and may differ or be contrary to opinions expressed by other business areas or groups of DL Holdings Group as a result of using different assumptions and criteria. DL Holdings Group is not under any obligation to update or keep current the information contained herein nor to remove any outdated information from the DL HOLDINGS GROUP Website or to expressly mark it as being outdated.

No Offer
All information and materials published, distributed or otherwise made available on the DL HOLDINGS GROUP Website are provided for informational purposes, for your non-commercial, personal use only. No information or materials published on the DL HOLDINGS GROUP Website constitutes a solicitation, an offer, or a recommendation to buy or sell any investment instruments, to effect any transactions, or to conclude any legal act of any kind whatsoever.

DL Holdings Group does not provide investment, legal or tax advice through the DL HOLDINGS GROUP Website and nothing herein should be construed as being financial, legal, tax or other advice. DL Holdings Group does not represent that any securities or services discussed are suitable for any investor. No investment or other decisions should be made solely based on the contents or information found on the DL HOLDINGS GROUP Website.

When making a decision about your investments, you should seek the advice of a professional financial advisor or qualified expert.

Forward Looking Statements
The DL HOLDINGS GROUP Website may contain statements that constitute “forward looking statements”. While these forward looking statements may represent DL Holdings Group’s judgment and future expectations, a number of risks, uncertainties and other important factors could cause actual developments and results to differ materially from DL Holdings Group’s expectations. DL Holdings Group is under no obligation to (and expressly disclaims any such obligation to) update or alter its forward looking statements whether as a result of new information, future events, or otherwise.

No Warranty
Your use of the DL HOLDINGS GROUP Website is at your own risk. The DL HOLDINGS GROUP Website, together with all content, information and materials contained therein, is provided “as is” and “as available” “, without any representations or warranties of any kind. DL Holdings Group and its affiliates expressly disclaimer all representations or warranties of any kind, whether express or implied, with respect to the DL HOLDINGS GROUP Website, and all materials, information, content and functionalities contained herein, including but not limited to warranties of title, non-infringement, merchantability or fitness for a particular purpose. Without limiting the foregoing, DL Holdings Group does not warrant the accuracy, timeliness, completeness, security, reliability or availability of the DL HOLDINGS GROUP Website or the information or results obtained from use of the DL HOLDINGS GROUP Website, or that the DL HOLDINGS GROUP Website will be available at all times, or is virus-free or error-free.

No Liability
To the fullest extent permitted by law, in no event shall DL Holdings Group or our affiliates, or any of our directors, employees, contractors, service providers or agents have any liability whatsoever to any person for any direct or indirect loss, liability, cost, claim, expense or damage of any kind, whether in contract or in tort, including negligence, or otherwise, arising out of or related to the use of all or part of the DL HOLDINGS GROUP Website, or any links to third party websites, even if DL Holdings Group has been advised of the possibility of the same.

Links
The DL HOLDINGS GROUP Website may contain third party content or links to third party websites. These content and links are provided solely for your convenience and information. DL Holdings Group has no control over, does not assume any responsibility for and does not make any warranties or representations as to, any third party content or websites, including but not limited to, the accuracy, subject matter, quality or timeliness. DL Holdings Group shall have no liability for third party content or websites or websites linking to or framing the DL HOLDINGS GROUP Website.

Social Bookmarks

The DL HOLDINGS GROUP Website may contain social bookmarks which are identifiable by means of their respective buttons. Social bookmarks allow users of certain social media platforms to post links to selected DL HOLDINGS GROUP web pages on their social media accounts in order to bookmark them or share them with their social media contacts. If you use social bookmarks, you will be sending personal identifying data to the respective social media platform. Any comments or activity made by or carried out by persons using social bookmarks is not controlled, endorsed or monitored by DL Holdings Group and DL Holdings Group shall not be responsible or liable for such. Persons who share DL Holdings Group communications via social bookmarks are not authorized to speak for or represent DL HOLDINGS GROUP and their views and opinions must be regarded as strictly their own and not DL Holdings Group ‘s. In addition, the provisions in these Terms of Use relating to Links also apply to social bookmarks.

Intellectual Property Rights
DL Holdings Group, or the applicable third party owner, retains all right, title and interest (including copyrights, trademarks, patents, as well as any other intellectual property or other right) in all information and content (including all text, data, graphics and logos) on the DL HOLDINGS GROUP Website. Individual pages and/or sections of the DL Holdings Group DL HOLDINGS GROUP Website may be printed for personal or internal use only, and provided that such print outs retain all applicable copyright or other proprietary notices. All users must not, without limitation, modify, copy, transmit, distribute, display, perform, reproduce, publish, license, frame, create derivative works from, transfer or otherwise use in any other way, whether in whole or in part, any information, text, graphics, images, video clips, directories, databases, listings or software obtained from the DL HOLDINGS GROUP Website for commercial or public purposes, without the prior written permission of DL Holdings Group. Systematic retrieval of content from the DL HOLDINGS GROUP Website to create or compile, directly or indirectly, a collection, compilation, database or directory (whether through robots, spiders, automatic devices or manual processes) or creating links to the DL HOLDINGS GROUP Website without the prior written permission from DL Holdings Group is strictly prohibited.

The key symbol and DL Holdings Group are among the registered and unregistered trademarks of DL Holdings Group. Other marks may be trademarks of their respective owners. Except as noted above, you may not use any trademarks of DL Holdings Group for any purpose without the prior written permission of DL Holdings Group.

Severability Clause
To the extent that any provision of these Terms of Use is found by any competent court or authority to be invalid, unlawful or unenforceable in any jurisdiction, that provision shall be deemed to be severed from these Terms of Use but such finding shall not affect the validity, lawfulness or enforceability of the remainder of these Terms of Use in that jurisdiction, nor shall it affect the validity, lawfulness or enforceability of these Terms of Use in any other jurisdiction.

Conflict with Additional Terms
Certain web pages or areas on the DL HOLDINGS GROUP Website may contain additional terms, conditions, disclosures and disclaimers (collectively, the “Additional Terms”). In the event of a conflict between these Terms of Use and the Additional Terms, the Additional Terms will govern for those web pages or areas.